Privacy

Privacy Policy

Last updated 2026-06-03.

Calculator inputs

Calculator values may appear in the page URL when you submit a form because the current version uses GET parameters for transparent, shareable estimates. Do not enter private personal information.

No loan application data

This site does not ask for names, phone numbers, Social Security numbers, income documents, credit reports, or loan applications.

Analytics

GA4 may be enabled through a separate Google Analytics project after launch. When enabled, it is used for aggregate product and SEO measurement, not loan lead collection. Google Search Console may also be used through a separate Google Search Console property to monitor indexing and search performance.

Advertising

The first version reserves advertising containers but does not load ad scripts. If ads are added later, this policy should be updated before those scripts are enabled.

Sources, method, and limits

Last updated: 2026-06-03 · Last verified: 2026-06-02

Calculations use a 30-year fixed FHA purchase-loan assumption.
P&I uses a standard fixed-rate amortization formula.
UFMIP uses the HUD 1.75% rate with no-rounding truncation to cents.
Base loan amounts are normalized with the HUD whole-dollar floor before LTV, MIP tier, and UFMIP calculations.
Monthly FHA MIP is calculated from annual average outstanding balance, rounded step-by-step, and cut off by the applicable MIP duration.
Property tax, insurance, HOA, rates, PMI, and holding period values are editable assumptions.

This is an educational estimate only. It is not financial advice, not a loan approval, and not a rate quote. Consult an FHA-approved lender or a HUD-approved housing counselor.